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TAKE THE WORRY OUT OF LIFE WITH INSURANCE PROTECTION
PEACE OF MIND
American pension and retirement Services has been providing Insurance solutions to public employees for over 25 years.
FINANCIAL SECURITY
Life insurance can help provide financial security for your loved ones when they may need it most.
TAILORED COVERAGE
We go the extra mile to educate you on all the features and options available to you at an affordable price.
GET THE BEST POLICY AND SAVE WHAT YOU LOVE
Life insurance policies and processes can be very confusing. American Pensions and Retirement Services provide the best financial advisors to make sure our clients are fully educated on all of the products. APRS goes the extra mile to make features available at an affordable price.
TYPES OF LIFE INSURANCE
With a large variety of options to choose from, picking a life insurance policy can be challenging. American Pension and Retirement Services are committed to making this process as easy as possible.
TERM LIFE INSURANCE
Provides coverage and a death benefit for a specific period. You receive
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WHOLE LIFE
Type of permanent insurance or cash value insurance.
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UNIVERSAL LIFE
Offers lifelong protection with a flexible premium amount and death benefit.
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INDEXED UNIVERSAL LIFE
VARIABLE UNIVERSAL LIFE
LIVING BENEFITS
Offers cash value build-up based on stock market indices.
Combines the flexibility of options with investment choices.
Access to the cash value or accelerate the death benefit while you are still living.
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LIFE INSURANCE FAQS
Life insurance can be confusing. Find answers to the most frequently asked questions.
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